Payment Security

Payment Security:

Mstore online partners with VCS to give you a safe and convenient shopping experience.

By partnering with VCS, we do not store any of your personal payment information on the Mstore online Website.

About VCS:

Virtual Card Services was established in 1996 to offer a solution to the mail order market that found conventional methods of securing large volumes of credit card payment cumbersome and costly.

With more than 50 years’ collective experience in developing and implementing credit, debit and smart card processing systems for a major card issuer in South Africa, VCS was quick to identify the niche presented in providing a solution that exactly meets these needs.

The ‘Virtual Vendor’ system, which was developed out of this need, interacts with a bank’s existing legacy systems, while meeting the vendor’s demand for an automated, electronic transaction system. The business rapidly grew from this point by expanding the scope of services to all organisations requiring automated, high volume and secure credit card payment processing.

The company’s client list today boasts a cross-section of businesses that have realised the benefits of automating their credit card transactions.

The VCS client list is available at:


3D Secure:

3D Secure is an extra layer of security introduced by all major banks, allowing for that extra confidence when using your credit card for online transactions.

For online transactions over R100 you'll be asked to enter your 3D Secure password (different from the PIN), which is called Verified by Visa and MasterCard SecureCode by the respective credit card companies.

You have to register for 3D Secure with your card issuing bank, and can be set up either as a password of your choice or a one-time-password that will be sent to you by email/SMS.

Please click on your bank logo for information on how to set up 3D Secure with your bank, if you haven't already done so.


Click on your bank logo and follow the easy steps: 

Credit Card:

For your safety and peace of mind we suggest that you make yourself aware of the process that you will go through when making an online payment via Visa or Mastercard. Mstore online use the trusted services of VCS, which provides a fast and secure method of making your online payments. Mstore online does not store your banking details.

For more information regarding VCS, please click on this link to be taken to the VCS Security Details page.


It is advisable before making an online payment, that you have an anti-virus program installed and that it is up to date. A recent, thorough malware scan on your PC is also recommended. If you do not have either of these programs installed, please follow the download links below. Mstore online cannot be held liable for any infringement or compromise on your sensitive information.

Avast Anti-Virus - One of the best anti-virus programs available on the web. Free or paid options available.
Malwarebytes - The best anti-malware software on the web. Free or paid options available.


A piece of code which is capable of copying itself and typically has a detrimental effect, such as corrupting the system or destroying data.


Short for malicious software, is any software used to disrupt computer operation, gather sensitive information, or gain access to private computer systems